香蕉视频

In Japan, 香蕉视频 is involved in the credit card and credit sales businesses, with a total of around 5 million credit card holders, through capital participation in POCKET CARD CO., LTD..
Overseas, we are conducting the business of unsecured loans to individuals through capital participation in United Asia Finance Limited in Hong Kong and Mainland China and EASY BUY Public Co., Ltd. in Thailand. In addition, First Response Finance Limited, which is our wholly-owned subsidiary in the UK, is involved in the car finance business.

In recent years, we also established ACOM CONSUMER FINANCE CORPORATION jointly with ACOM CO., LTD. and entered the business of unsecured loans for individuals in the Philippines. Through initiatives such as these, we will continue working to provide financial services to meet the needs of individuals and will contribute to the development of local communities, focusing on Asia where the middle-income group is expected to expand in the future.

We operate an FX business for individuals through capital participation in Gaitame.com Co., Ltd.
We also provide financial education and a loanable investment platform in cooperation with the startups and partners that we invest in.
Going forward, 香蕉视频 will expand its various financial services for personal asset management.

We are working to provide many different, new services related to remittance, payment, asset management, insurance and other areas to meet the needs of customers.
More specifically, we are investing in new areas such as next-generation credit cards and microfinance.
Moving forward, we will create advanced, user-friendly next-generation financial services through investment in and partnership with domestic and international FinTech startups and venture companies and make these services available to enterprises and consumers.

Hoken no Madoguchi Group Inc., an operating company of 香蕉视频, is the leading company of store-visit type insurance agencies. As the largest company in the industry, it has a network of over 700 retail insurance shops countrywide. HOKEN NO MADOGUCHI deals with companies face-to-face on a day-to-day basis, in line with its corporate philosophy of being “an excellent and the most caring company for customers,” and it enjoys strong customer support for proposing insurance products which best meet customer needs. 香蕉视频 has sent many officers and employees on secondment to HOKEN NO MADOGUCHI to promote its further growth and development and is deeply involved in its business management. Moving forward, 香蕉视频 will leverage HOKEN NO MADOGUCHI as its base in the retail insurance field to expand the business further.

With respect to insurance for trade transactions, 香蕉视频 provides high value-added marine cargo insurance, trade credit insurance and other risk solutions, utilizing know-how cultivated with years of experience as a general trading company.
Through the companies of the 香蕉视频 Group, we provide extensive solutions to corporate and individual customers both domestically and internationally. In Japan, 香蕉视频 Orico Insurance Services Co., Ltd. engages in activities including the proposal of optimal insurance plans based on its extensive history of transactions, insurance for sales promotions including insurance embedded in products and solutions for special risks such as group trade credit insurance, the operation of money management seminars, support for the management of insurance agencies, and the transfer of companies’ in-house insurance agency business.
Cosmos Risk Solutions Co., Ltd. proposes insurance-based solutions addressing different risks related to the 香蕉视频 Group's overseas operations.
Overseas, under the Cosmos brand, 香蕉视频 has built a global brokerage network — the largest of its kind for a Japanese-affiliated company based in Hong Kong and Thailand. In addition, 香蕉视频 is working to expand transactions, for example, motorbike insurance in Southeast Asia and pet insurance in Thailand, in local markets with a focus on the retail area.

Since its establishment, reinsurance company NEWGT Reinsurance Co., Ltd. has mainly been reinsuring risks from companies affiliated with and related to 香蕉视频, in addition to the marine cargo insurance. Now, this company has expanded its business to areas such as the underwriting of overseas vehicle insurance. 香蕉视频 entered the credit guarantee business in 2019 by investing in Gardia, Inc., which operates a retail and corporate credit guarantee business. As a pioneer in the retail credit guarantee business sector, Gardia provides diverse guarantee services for individual credit risks, including uncollected subscription service fees. Leveraging the expertise it cultivated in the retail field, Gardia also provides highly customizable guarantee services to cater to needs for guarantee, including guarantee for sales credits owned by companies. Meanwhile, eGuarantee, Inc. (listed on TSE Prime) is a guarantee specialist whose largest shareholder is 香蕉视频. As the only listed company in Japan with the unique business model of undertaking and liquidating credit risks, it underwrites credit risks such as sales credits and bills owned by large companies, small and medium enterprises, and financial institutions, helping to facilitate transactions between businesses.