香蕉视频

In the insurance business, we aim to provide society with safety and security by managing the risks that are growing more diversified, complex and gigantic.

香蕉视频 Orico Insurance Services Co., Ltd. was established by 香蕉视频 in 1985. Inheriting DNA from 香蕉视频 as a general trading company, we have a large number staff members who are familiar with businesses and risks in various industry sectors, and we enjoy the patronage of great many corporate and individual customers beyond the framework of the 香蕉视频 Group.
Further, in addition to providing existing insurance products, we have continued to take the initiative and create customized products catering to diverse customer needs with a market-oriented approach in cooperation with multiple insurance and guarantor companies.
We will continue to contribute to society by providing functions and added value, with safety, security, and insurance at our core, for the livelihood and businesses of customers, determined to be a company that takes action and continues to change in a customer-oriented manner.

Cosmos Risk Solutions Co., Ltd. mainly engages in insurance brokerage and risk consulting　for business corporations.The company provides customers (policyholders) with comprehensive advice on risk management (risk analysis, verification and specific plans for the diversification of risks and risk hedging) by fully utilizing the expertise it has accumulated through the many different projects that the 香蕉视频 Group has been involved in or received orders for overseas.
In 2022, Cosmos Services Co., Ltd and Siam Cosmos Services Co., Ltd. became our subsidiaries. The former is an insurance broker of the 香蕉视频 Group and is headquartered in Hong Kong while the latter is headquartered in Thailand.
The two companies handle reinsurance brokerage for insurance companies around the world, mainly in Asia, and also engage in original insurance brokerage which involves brokering insurance products mainly for corporate customers.
Our domestic subsidiaries include FM Insurance Service, an insurance agency that brokers insurance products related to the operation of the stores of FamilyMart Co., Ltd. and provides related services.
Cosmos Risk Solutions Co., Ltd. pursues continued business expansion. An example is to develop new businesses by strengthening domestic and international partnership with the abovementioned companies of the 香蕉视频 Group.
For inquiries about insurance brokerage and risk consulting, please get in touch via the website.

Gardia provides services guaranteeing business operators to protect them from risks specific to highly novel businesses, such as subscriptions, immediate cashing, and the installment payment of initial occupancy costs. As a pioneer in the retail and corporate credit guarantee business, Gardia offers diverse guarantee services for individual credit risks, including uncollected subscription service fees. Leveraging expertise that it cultivated in the retail field, Gardia also provides highly customizable guarantee services to cater to guarantee needs, including needs related to sales credits owned by companies.

In February 2025, we invested in Thaivivat Insurance PCL (hereinafter “TVI”) which operates non-life insurance businesses mainly in Thailand.
Leveraging powerful insurance sales channels and product development capabilities using digital technologies, TVI has achieved a growth rate exceeding the industry average.
In the mainstay motor insurance sector in particular, it has marketed innovative insurance products. They developed and offered the first pay-per-use motor insurance in Thailand with each insurance premium charged according to actual driving time calculated based on the engine turning on and off.